CALL 818-735-5924 • NMLS #236429 • CA-DRE #01130048

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Mike has over 20 years of experience as a top Producing Loan Officer and Team Builder. He was named one of the top 200 loan originators in the United States for three years in a row (2000-2002) by Loan Originator Magazine, as well as one of the top 100 loan originators for an additional two years (2003-2004). Mike’s goals are to provide his clients with the ability to meet their financial vision.

“My job really begins when the client’s first loan closes with me,” Mike reveals. “I’m not here to be a provider of debt for one-time transactions. I assist my customers in managing that debt and continually watch the market and provide updates to my clients with easy-to-read spreadsheets. I always let them know when it is in their best interest to refinance and save money. I choose to take the approach of a consultant with all of my clientele.”

Mike resides in Westlake Village, CA, with his three lovely daughters. Mike and his oldest daughter like to volunteer; through the MEND organization, they adopt 1-2 families every holiday season. They like to see how much joy they bring to families in need — especially the children. During his spare time, Mike likes to coach soccer for his two younger daughters’ AYSO teams, and when he has a little time for himself, Mike likes to golf.

Contact Mike for financing residential properties.

Client Reviews

Mike has done several large and small loans for me over the past few years, he has always proven to be a tremendous and creative resource, providing invaluable advice and highly competitive rates. I wouldn't use anyone else for my loan needs and I would highly recommend using Mike for whatever loan needs you have.
Mike and his office staff, especially Claudia are the best for getting a mortgage and refinancing. You cannot go wrong working with the wonderful group of folks.
As always, Mike and Team are the best! I don't know how many loans we have done over the past 20+ years - at least a dozen - and they are always great!

The Latest News

To Finance Or Not To Finance
February 20, 2025
Deciding to finance a new home can be exciting, and because of that buyers tend to want to jump right in. Not so fast! Before you start searching for your dream home, you need to get pre-approved and that means applying for a loan.
Common Places to Find Tax Deductions in Your Home
February 19, 2025
Paying your income taxes each year leaves your wallet a bit thin? There may be money hiding in your home that lessens your tax burden. Here are four places to look
What’s Ahead For Mortgage Rates This Week – February 18th, 2025
February 18, 2025
The major inflation data reports have been released, and the initial readings indicate that inflation has exceeded expectations. While the data suggests that the Federal Reserve is unlikely to allow any further rate cuts beyond those already implemented, optimism remains in the broader lending markets. This optimism is driven by expectations that the new administration may introduce changes to monetary policy in the longer term. Although inflation has come in higher than expected, it remains to be seen what next week's PCE Index--the Federal Reserve's preferred inflation indicator--will reveal.

Interested in applying? Get pre-qualified now!

Mike Pfefferman

First Rate Financial Group

CALL 818-735-5924
NMLS #236429 • CA-DRE #01130048

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