CALL 818-735-5924 • NMLS #236429 • CA-DRE #01130048

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Mike has over 20 years of experience as a top Producing Loan Officer and Team Builder. He was named one of the top 200 loan originators in the United States for three years in a row (2000-2002) by Loan Originator Magazine, as well as one of the top 100 loan originators for an additional two years (2003-2004). Mike’s goals are to provide his clients with the ability to meet their financial vision.

“My job really begins when the client’s first loan closes with me,” Mike reveals. “I’m not here to be a provider of debt for one-time transactions. I assist my customers in managing that debt and continually watch the market and provide updates to my clients with easy-to-read spreadsheets. I always let them know when it is in their best interest to refinance and save money. I choose to take the approach of a consultant with all of my clientele.”

Mike resides in Westlake Village, CA, with his three lovely daughters. Mike and his oldest daughter like to volunteer; through the MEND organization, they adopt 1-2 families every holiday season. They like to see how much joy they bring to families in need — especially the children. During his spare time, Mike likes to coach soccer for his two younger daughters’ AYSO teams, and when he has a little time for himself, Mike likes to golf.

Contact Mike for financing residential properties.

Client Reviews

Mike has done several large and small loans for me over the past few years, he has always proven to be a tremendous and creative resource, providing invaluable advice and highly competitive rates. I wouldn't use anyone else for my loan needs and I would highly recommend using Mike for whatever loan needs you have.
Mike and his office staff, especially Claudia are the best for getting a mortgage and refinancing. You cannot go wrong working with the wonderful group of folks.
As always, Mike and Team are the best! I don't know how many loans we have done over the past 20+ years - at least a dozen - and they are always great!

The Latest News

Can a Home-Based Business Affect Your Mortgage Approval?
October 27, 2026
A home office, a small workshop, or a room used to meet clients may seem like a normal part of modern homeownership. But when you apply for a mortgage, the way a property is used can matter just as much as how it looks. A home-based business does not automatically prevent financing. The questions usually involve whether the property remains primarily residential, whether its use is permitted, and whether the lender can comfortably evaluate it as a home.
What’s Ahead For Mortgage Rates This Week – October 26th, 2026
October 26, 2026
The Consumer Sentiment report was the largest release in an otherwise light week. The report showed that sentiment has improved over the last couple of months. However, this improvement comes against the backdrop of consumer sentiment having dropped more than 30 points since January and remaining at relatively low levels throughout the year.
How Leased Solar Panels Can Affect Your Mortgage Approval
October 23, 2026
Solar panels can make a home attractive to buyers who want to manage electricity costs. But the panels on a roof are not always owned by the seller. When a solar system is leased or covered by another third-party agreement, buyers may need to review additional paperwork before their mortgage can be finalized.

Interested in applying? Get pre-qualified now!

Mike Pfefferman

First Rate Financial Group

CALL 818-735-5924
NMLS #236429 • CA-DRE #01130048