CALL 818-735-5924 • NMLS #236429 • CA-DRE #01130048

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Mike has over 20 years of experience as a top Producing Loan Officer and Team Builder. He was named one of the top 200 loan originators in the United States for three years in a row (2000-2002) by Loan Originator Magazine, as well as one of the top 100 loan originators for an additional two years (2003-2004). Mike’s goals are to provide his clients with the ability to meet their financial vision.

“My job really begins when the client’s first loan closes with me,” Mike reveals. “I’m not here to be a provider of debt for one-time transactions. I assist my customers in managing that debt and continually watch the market and provide updates to my clients with easy-to-read spreadsheets. I always let them know when it is in their best interest to refinance and save money. I choose to take the approach of a consultant with all of my clientele.”

Mike resides in Westlake Village, CA, with his three lovely daughters. Mike and his oldest daughter like to volunteer; through the MEND organization, they adopt 1-2 families every holiday season. They like to see how much joy they bring to families in need — especially the children. During his spare time, Mike likes to coach soccer for his two younger daughters’ AYSO teams, and when he has a little time for himself, Mike likes to golf.

Contact Mike for financing residential properties.

Client Reviews

Mike has done several large and small loans for me over the past few years, he has always proven to be a tremendous and creative resource, providing invaluable advice and highly competitive rates. I wouldn't use anyone else for my loan needs and I would highly recommend using Mike for whatever loan needs you have.
Mike and his office staff, especially Claudia are the best for getting a mortgage and refinancing. You cannot go wrong working with the wonderful group of folks.
As always, Mike and Team are the best! I don't know how many loans we have done over the past 20+ years - at least a dozen - and they are always great!

The Latest News

Why Your Mortgage Approval Can Change When the Home Has an Accessory Dwelling Unit
October 6, 2026
An accessory dwelling unit can make a property especially appealing. A detached guest house, converted garage, basement apartment, or backyard unit might provide space for relatives, a home office, or potential rental income. But when you are financing the purchase, that additional living space can introduce questions that would not necessarily exist with a more traditional single-family home.
What’s Ahead For Mortgage Rates This Week – October 5th, 2026
October 5, 2026
While the Core PCE Index came in at 3.0%, below the expected 3.3%, overall inflation remains well above the Federal Reserve's 2% target. With inflation still running above the Federal Reserve's target, there remains room for rates to stay elevated or potentially increase over the next several rate decisions if the Fed remains focused on restraining inflation.
What Happens When Your Closing Date Gets Pushed Back?
October 2, 2026
You scheduled the movers, arranged time off work, started packing, and expected to receive the keys on Friday. Then you learn that closing needs to be delayed. Even a short change in the closing date can affect more than moving day, which is why buyers should understand what may need attention when the timeline changes.

Interested in applying? Get pre-qualified now!

Mike Pfefferman

First Rate Financial Group

CALL 818-735-5924
NMLS #236429 • CA-DRE #01130048