26
Oct
By support
Home Buyer Tips

First Time Home Buyers: 3 Essential Tips That You Won’t Hear from Your Friends

First Time Home Buyers: 3 Essential Tips That You Won't Hear from Your FriendsWhen it comes to diving into home ownership for the first time, it can seem like there are so many things you just don’t know. Whether you’re getting advice from your real estate agent, your friends or your family, there are so many things that seem like common sense that they might be lost in the mix of details. Instead of having to squeeze it out of them, here are three tips that are easily forgotten but still essential.

Be Patient And Take Your Time

It’s certainly not the most popular advice, but one of the most important things when deciding to purchase a home is having the time and know-how to make the decision that is right for you. Since you’ll need to consider so many different things when committing to such a significant purchase, from the neighborhood to the local amenities to the future salability of the home, it’s always best to ask the questions so there will be less to regret.

Get More Than One Opinion

It’s entirely possible that you’ve found a home you love and there’s nothing that’s going to get between you and it, but getting someone else’s opinion may provide the criticism you need to take a step back from a home-buying mistake. Instead of going it alone, bring along a friend or family member whose opinion you trust that will be honest with you about the flaws they see. It’s possible that they may notice something you’ve missed that could make or break the entire deal.

Prepare For The Home Inspection

Until you do it, you never really know what you’re going to find out during the home inspection, but doing a little bit of research to determine things you should be looking for can go a long way in saving money down the road. It may seem like you should be able to rely on the inspector to assess things for you, but by asking the right questions you might be able to spot the water tank that’s about to give out or a leak that’s about to get much worse.

There are a lot of little details that go hand in hand with purchasing a home, but often the advice that is the simplest is the easiest to forget.

14
Oct
By support
Home Buyer Tips

Buying a Solar-Powered Home? Watch Out for These Symptoms of Future Problems

Buying a Solar-Powered Home? Watch Out for These Symptoms of Future ProblemsSolar-powered homes are becoming more commonplace, and are an excellent step in the right ecological direction. That said, there are some aspects to consider if you’re thinking about investing in solar energy. Read on for some salient points about living by the sun.

The Sun And The Economy

As solar power has grown in popularity, the government has introduced incentives to help homeowners combat the once-high costs of purchasing and installing solar panels. And companies are springing up to rent you panels and cover the cost of installation. This means that your initial costs are smaller, but also that those third party companies reap the government incentives and may not always maintain strong relationships between you and your utility company.

The Sun And Your Roof

Roofs are the primary locations for solar panels, particularly on homes. Ensure that your roof has enough strength for the added weight of the equipment, and enough space for the proper placement (away from the edges, for example). The equipment comes with a lifetime guarantee so if the roof it’s on is already old, consider updating it before installation (which is an extra but necessary cost).

The Sun And Your Surroundings

A solar-powered home is all about location, location, location. Watch for tall and shady trees, or for high buildings that will shadow your panels and decrease or prevent their output. Look forward, too are there any plans for development in your neighborhood that would introduce such impediments in the future?

The Sun And Cloudy Days

The most obvious hiccup with solar power is that bane of a sunny existence: cloudy days. Location has influence here too: the climate of your area will determine how many panels you’ll need, where you’ll need to place them and how much energy you’ll be able to glean in each season. There are batteries you can purchase for collecting and storing solar energy but they’re still an expensive option. And solar power is still somewhat unattractive in the global economy because of how variable it is. Fossil fuels are more dependable, and therefore more marketable, than an energy source so tied to the weather although that looks to change if solar energy continues its rise in popularity with the masses.

All things considered, there is a deep and growing draw to solar-powered homes, but don’t enter into anything without looking at all sides of the equation. If you have questions, or want to know more about how solar energy works in your neighborhood, contact your local mortgage professional.

12
Oct
By support
Home Buyer Tips

How to Plan for a Smooth Move-in

How to Plan for a Smooth Move-inWith all of the rigmarole that goes into packing up your old home and moving into the new one, there are a lot of details that can get lost in the mix. From cleaning up the old house to handing over the keys, there’s no shortage of small tasks that need to be completed. If you’ll soon be prepping for the exciting move into your next home, here are some ways to prepare yourself for this busy time.

Do A Spring Clean, Even When It’s Not Spring!

Spring cleaning may be something that people only do once a year, but it’s actually a great way to prep for the move you’re about to make. Instead of thinking on a smaller-scale though, you’ll want to hit every room in your house so there’s less to pack up come moving time. While no actual cleaning will be necessary until you’re moving out, this pre-clean is the perfect opportunity to discard unwanted items, shred old papers and drop off any old and unworn clothes in the donation bins.

Write And Review Your To-Do List

Whether there are supplies you need to buy before the big moving day or a few minor touch-ups that you’d like to complete on your house, start compiling a list of all the things you need to do before and on the day you’re scheduled to move. While these small details can add up to a lot of work, a list will mean that nothing is left behind or forgotten that can create extra headaches when there’s no time to deal with them.

Keep A Separate Box For Essentials

Many homebuyers get so excited about the premise of packing that they stick a lot of important items in a box and send them along on the moving truck, but a few boxes with the much needed essentials should be brought along with you. Whether its cosmetics or available food items, having the things you’ll need is the only way to ensure a bit of added comfort on your first night in your new home.

Packing up your stuff and moving into your new home is a considerable task, but by being prepared and doing a little cleaning in advance, you can make the process a little bit easier for you and your family.